:root{--navy:#1a334d;--navy-dark:#122638;--charcoal:#243447;--burgundy:#781e32;--burgundy-dark:#5c1425;--accent:#c4a35a;--paper:#f7f8fa;--surface:#fff;--ink:#1c2430;--muted:#5f6b78;--border:#d5dbe3;--focus:#d4af37;--success:#1f6b43;--success-bg:#edf7f0;--warning:#8a5a00;--warning-bg:#fff8e8;--danger:#9b1c31;--danger-bg:#fff3f5;--radius:8px;--input-height:46px;--shadow:0 1px 2px #1a334d0f, 0 8px 24px #1a334d0d}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,sans-serif;font-size:15px;line-height:1.55}.site-header{background:var(--surface);border-bottom:1px solid var(--border);align-items:center;gap:16px;min-height:72px;padding:10px max(18px,50vw - 590px);display:flex;box-shadow:0 1px #1a334d0a}.site-header img{object-fit:contain;width:166px;height:auto;display:block}.site-header nav{margin-left:auto}.site-header a{color:var(--navy);font-size:.92rem;font-weight:650;text-decoration:none}.product-name{border-left:1px solid var(--border);letter-spacing:.14em;color:var(--burgundy);padding-left:16px;font-size:1.05rem;font-weight:800}main,.apply-main{max-width:980px;margin:0 auto;padding:28px 20px 88px}.wide{max-width:1220px}.narrow{max-width:680px}.landing{max-width:760px;padding-top:8vh}.eyebrow{color:var(--burgundy);letter-spacing:.12em;text-transform:uppercase;margin:0 0 6px;font-size:.74rem;font-weight:800}h1,h2,h3{color:var(--navy);font-weight:700;line-height:1.25}h1{margin:.1em 0 .35em;font-size:clamp(1.65rem,3vw,2.15rem)}h2{margin:1.35em 0 .65em;font-size:1.18rem}h3{font-size:1rem}.button,button,.upload-button{background:var(--burgundy);color:#fff;border:1px solid var(--burgundy);border-radius:var(--radius);min-height:var(--input-height);font:inherit;cursor:pointer;justify-content:center;align-items:center;padding:0 18px;font-weight:650;text-decoration:none;transition:background .15s,border-color .15s;display:inline-flex}button:hover,.button:hover,.upload-button:hover{background:var(--burgundy-dark);border-color:var(--burgundy-dark)}button:disabled{opacity:.55;cursor:not-allowed}.secondary{background:var(--surface);color:var(--navy);border-color:var(--border)}.secondary:hover{color:var(--navy-dark);background:#f3f6f9;border-color:#b8c2cd}.link-button{color:var(--burgundy);background:0 0;border:0;min-height:auto;padding:4px;text-decoration:underline}.link-button:hover{color:var(--burgundy-dark);background:0 0}.full{width:100%;margin-top:10px}.card,.notice{background:var(--surface);border:1px solid var(--border);border-radius:calc(var(--radius) + 2px);box-shadow:var(--shadow);margin-top:20px;padding:clamp(18px,2.5vw,28px)}.form-card>h2:first-child,.review-section>h2:first-child{margin-top:0}label{margin-top:0;font-weight:650;display:block}input,select,textarea{font:inherit;width:100%;min-height:var(--input-height);background:var(--surface);color:var(--ink);border:1px solid #b7c2ce;border-radius:6px;margin-top:6px;padding:10px 12px;transition:border-color .15s,box-shadow .15s}textarea{resize:vertical;min-height:110px}input:focus,select:focus,textarea:focus,button:focus,a:focus,[tabindex]:focus{outline-offset:1px;border-color:var(--navy);outline:3px solid #d4af3759}input.valid,select.valid,textarea.valid{border-color:var(--success);background:var(--success-bg)}input.invalid,select.invalid,textarea.invalid,.field-invalid input,.field-invalid select,.field-invalid textarea{border-color:var(--danger);background:var(--danger-bg)}fieldset{border:1px solid var(--border);border-radius:var(--radius);background:#fbfcfd;margin:18px 0;padding:14px 16px}legend{padding:0 6px;font-weight:650}.grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 18px;display:grid}.choice-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px 18px;display:grid}.check,.radio{align-items:flex-start;gap:10px;margin:8px 0;font-weight:500;display:flex}.check input,.radio input{width:auto;min-width:18px;height:18px;min-height:auto;margin:3px 0 0}.application-heading,.manager-heading,.review-heading,.repeat-title,.document-row,.upload-card{justify-content:space-between;align-items:center;gap:20px;display:flex}.step-caption,.progress-caption{margin-top:4px;font-size:.92rem}.save-state{color:var(--muted);background:var(--surface);border:1px solid var(--border);white-space:nowrap;border-radius:999px;padding:8px 12px;font-size:.86rem}.save-state-ok{color:var(--success);background:var(--success-bg);border-color:#b9dcc7}.save-state-draft{color:var(--warning);background:var(--warning-bg);border-color:#ecd39a}.save-state-error{color:var(--danger);background:var(--danger-bg);border-color:#efb8c0}.step-progress{grid-template-columns:repeat(6,1fr);gap:8px;margin:18px 0 10px;display:grid}.step-dot{border:1px solid var(--border);background:var(--surface);height:34px;color:var(--muted);border-radius:999px;place-items:center;font-size:.82rem;font-weight:700;display:grid}.step-dot.current{border-color:var(--navy);color:var(--navy);box-shadow:inset 0 0 0 1px var(--navy)}.step-dot.complete{background:var(--success-bg);color:var(--success);border-color:#b9dcc7}.progress{background:#e3e8ee;border-radius:999px;height:10px;overflow:hidden}.progress i{background:linear-gradient(90deg, var(--navy), var(--burgundy));height:100%;display:block}.muted{color:var(--muted)}.small{font-size:.82rem}.field-wrap{margin-top:14px}.field-hint{color:var(--muted);margin:6px 0 0;font-size:.84rem;font-weight:500}.field-error{color:var(--danger);margin:6px 0 0;font-size:.86rem;font-weight:600}.required-mark{color:var(--burgundy)}.error,.error-summary{color:var(--danger)}.error-summary{background:var(--danger-bg);border:1px solid #efb8c0;border-left:4px solid var(--danger);border-radius:var(--radius);margin:18px 0;padding:16px 18px}.error-summary h2{color:var(--danger);margin:0 0 8px;font-size:1rem}.warning{background:var(--warning-bg);color:var(--warning);border-left:4px solid #c58d00;border-radius:4px;padding:10px 12px;font-weight:600}.step-nav{z-index:5;background:linear-gradient(180deg, #f7f8fa00, #f7f8faeb 24%, var(--paper) 100%);justify-content:space-between;gap:14px;margin-top:24px;padding:14px 0 0;display:flex;position:sticky;bottom:0}.repeat-card{border:1px solid var(--border);border-left:4px solid var(--navy);border-radius:var(--radius);background:#fbfcfe;margin:16px 0;padding:16px 18px}.repeat-title h3{margin:0}.question{margin-top:22px}.upload-card{border:1px solid var(--border);border-radius:var(--radius);background:var(--surface);margin:12px 0;padding:16px}.upload-card.missing{background:#fffafb;border-color:#efb8c0}.upload-card.uploaded{background:var(--success-bg);border-color:#b9dcc7}.upload-card p{margin:4px 0 0}.tag,.status{color:var(--navy);text-transform:uppercase;letter-spacing:.04em;background:#edf1f5;border-radius:999px;padding:3px 8px;font-size:.72rem;font-weight:800;display:inline-block}.tag.required{color:var(--burgundy);background:#f6e8eb}.tag.optional{color:#566070;background:#eef1f4}.legal-panel,.legal-copy{border:1px solid var(--border);border-radius:var(--radius);background:#f6f8fa;margin:18px 0;padding:18px}.agreement-frame{border:1px solid var(--border);background:var(--surface);border-radius:var(--radius);width:100%;height:520px}.legal-check{border:1px solid var(--border);background:var(--surface);border-radius:var(--radius);padding:14px;font-weight:650}.signature{touch-action:none;border-radius:var(--radius);background:#fcfdff;border:2px dashed #9aa8b5;width:100%;height:180px}.signature-intent{border-left:4px solid var(--burgundy);background:#f7eef1;border-radius:4px;padding:14px;font-weight:650}.stats{grid-template-columns:repeat(5,1fr);gap:12px;display:grid}.stat{background:var(--surface);border-top:4px solid var(--navy);border-radius:var(--radius);box-shadow:var(--shadow);padding:16px}.stat strong{color:var(--navy);font-size:2rem;display:block}.stat span{font-size:.72rem;font-weight:800}.filters{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);grid-template-columns:2fr repeat(3,1fr) auto;align-items:end;gap:12px;margin:20px 0;padding:16px;display:grid}.filters label{margin:0}.table-wrap{overflow:hidden}.table{border-collapse:collapse;width:100%}.table th,.table td{text-align:left;border-bottom:1px solid var(--border);vertical-align:top;padding:12px}.table th{text-transform:uppercase;color:var(--muted);font-size:.75rem}.table td small{color:var(--muted);display:block}.review-heading{margin:25px 0}.review-heading h1{margin:.1em 0}.review-grid{grid-template-columns:minmax(0,2fr) minmax(290px,1fr);align-items:start;gap:22px;display:grid}.review-section{margin-top:0;margin-bottom:18px}.review-section dl{margin:0}.review-section dl>div,.sensitive>div{border-bottom:1px solid #e2e6ea;grid-template-columns:minmax(160px,1fr) 2fr;gap:15px;padding:8px 0;display:grid}.review-section dt,.sensitive dt{text-transform:capitalize;font-weight:650}.review-section dd,.sensitive dd{overflow-wrap:anywhere;margin:0}.document-row{border-bottom:1px solid var(--border);padding:12px 0}.document-row span:last-child{text-align:right;flex-direction:column;display:flex}.audit{max-height:380px;overflow:auto}.audit p{border-bottom:1px solid var(--border);padding-bottom:7px}.sticky-actions{position:sticky;top:15px}.sticky-actions .card{margin-top:0}.sensitive{overflow-wrap:anywhere;border-radius:var(--radius);background:#fff8e8;padding:10px;font-size:.85rem}.sr-only{clip:rect(0, 0, 0, 0)!important;white-space:nowrap!important;border:0!important;width:1px!important;height:1px!important;margin:-1px!important;padding:0!important;position:absolute!important;overflow:hidden!important}footer{text-align:center;color:#667281;border-top:1px solid var(--border);background:var(--surface);padding:22px;font-size:.8rem}@media (max-width:850px){.stats{grid-template-columns:repeat(2,1fr)}.filters{grid-template-columns:1fr 1fr}.filters button{grid-column:1/-1}.review-grid{grid-template-columns:1fr}.sticky-actions{position:static}.review-heading{flex-direction:column;align-items:flex-start}.table-wrap{overflow-x:auto}.table{min-width:760px}}@media (max-width:620px){.site-header{min-height:64px}.site-header img{width:130px}.product-name{font-size:.95rem}.site-header nav a{font-size:.8rem}main,.apply-main{padding:20px 14px 72px}.grid,.choice-grid{grid-template-columns:1fr}.application-heading,.manager-heading,.upload-card{flex-direction:column;align-items:flex-start}.save-state{align-self:flex-start}.card{padding:16px}.agreement-frame{height:380px}.step-nav button{flex:1}.filters{grid-template-columns:1fr}.filters button{grid-column:auto}.stats{grid-template-columns:1fr 1fr}.review-section dl>div{grid-template-columns:1fr;gap:2px}.document-row{flex-direction:column;align-items:flex-start}.document-row span:last-child{text-align:left}.signature{height:150px}.step-progress{gap:6px}.step-dot{height:30px;font-size:.75rem}}
